Risk Disclaimer

Last updated: 19 March 2025 | Kells Fintrix Ltd, United Kingdom

⚠ Important Risk Warning Investing in financial instruments involves a significant risk of loss. The value of investments can go down as well as up. You may lose more than your initial investment. Past performance is not a reliable indicator of future results. Please ensure you fully understand the risks involved before investing.

1. Nature of the Service

Kells Fintrix is an investment intelligence and market analysis platform. We provide market data, analytical tools, AI-generated insights, and educational content for informational purposes only.

Kells Fintrix is not a regulated financial adviser, investment manager, or brokerage firm. We are not authorised or regulated by the Financial Conduct Authority (FCA) or any other financial regulatory authority to provide personalised investment advice or manage investments on your behalf.

    Nothing on this website or platform constitutes financial advice, investment advice, trading advice, or any other form of advice. You should not treat any of our content as such.
  

2. No Investment Advice

All content provided by Kells Fintrix — including market analysis, AI insights, signals, commentary, and educational materials — is provided for general informational purposes only. It does not take into account your personal financial situation, investment objectives, tax position, or risk tolerance.

Before making any investment decision, you should:

Seek independent financial advice from a qualified, FCA-regulated or appropriately licensed adviser
Consider your own financial situation and objectives
Understand the risks associated with the specific investment
Ensure the investment is suitable for your circumstances

3. Investment Risks

Investing in financial markets involves various risks, including but not limited to:

Market risk: The value of investments can fall as well as rise due to market movements
Liquidity risk: Some investments may be difficult to sell at the desired price
Currency risk: Investments in foreign markets are affected by exchange rate fluctuations
Leverage risk: Using leverage can amplify both gains and losses
Counterparty risk: The risk that a counterparty may fail to meet their obligations
Concentration risk: Investing too heavily in a single asset or sector increases exposure
Cryptocurrency risk: Digital assets are highly volatile and largely unregulated

4. Past Performance

Any historical data, backtested results, or past performance figures referenced on our platform are not indicative of future results. Market conditions change constantly, and past returns provide no guarantee of future performance.

5. Third-Party Brokers

Kells Fintrix may refer users to third-party regulated brokerage services. We do not endorse any specific broker, and we are not responsible for the services, fees, execution quality, or financial stability of any broker. Always ensure a broker is properly regulated in your jurisdiction before depositing funds.

6. Data Accuracy

While we endeavour to provide accurate and up-to-date market data, we cannot guarantee the accuracy, completeness, or timeliness of any information displayed on the platform. Market data feeds may be delayed or subject to errors. You should always verify critical information from primary sources before making investment decisions.

7. AI-Generated Analysis

Our platform uses artificial intelligence and algorithmic models to generate market analysis and investment intelligence. AI systems can produce errors, and their outputs should not be relied upon as the sole basis for investment decisions. AI models are trained on historical data and may not accurately predict future market behaviour.

8. Regulatory Status

Kells Fintrix provides market intelligence and information services. We are not authorised to provide regulated financial advice or execution services. The services we provide do not fall within the scope of financial promotion rules in most jurisdictions, as they constitute the provision of information rather than advice.

Users are responsible for ensuring that their use of our platform complies with the laws and regulations of their own jurisdiction.

9. Limitation of Liability

Kells Fintrix, its directors, employees, and partners shall not be liable for any financial losses, lost profits, or consequential damages arising from your reliance on information provided on our platform. Use of our platform is entirely at your own risk.

10. Seek Professional Advice

We strongly encourage all users to seek qualified, independent financial advice before making any investment decisions. A regulated financial adviser can help you assess your personal circumstances, risk tolerance, and investment objectives.

In the UK, you can find a regulated adviser through the FCA Financial Services Register at register.fca.org.uk.

11. Contact

For queries regarding this disclaimer: [email protected]